Spero acts as your fractional CFO and financial department: planning, forecasting and reporting, so every decision you make is backed by real numbers.
Spero works as a fractional CFO and financial department for founders and growth-stage businesses. Run by two finance professionals with backgrounds in FP&A, treasury and audit across Oil & Gas, Consulting, Banking and renewable energy, we own the numbers instead of just reporting them.
7 years across FP&A, audit, financial controls, budgeting and analytical reporting, in multinational environments spanning Oil & Gas, Consulting and Banking. Works in SAP, BPC and Power BI.
Planning and forecasting give meaning to the numbers.
Master's in International Finance and Entrepreneurship. 8 years in treasury administration within multinational environments, including renewable energy, with expertise in liquidity planning, cash flow management and financial performance monitoring.
Cash is the heartbeat of the company.
We work alongside founders and SME owners to bring clarity, structure and direction to a financial picture that has grown more complex than it looks.
We turn raw numbers into frameworks you can actually act on, so decisions get made ahead of a problem instead of in reaction to one.
Growth that is not backed by financial discipline tends to catch up with a business. We build the structure that lets it hold.
Common challenges our clients face before working with us.
No visibility into cash position beyond the current month.
Financial reports that arrive too late to change a decision.
Margins that look fine overall but do not hold up client by client.
No structured process for budgeting or tracking variance.
Hours going into spreadsheets that should go into running the business.
Financials that are not ready for investor, board or lender scrutiny.
Long-term financial direction, growth strategy, risk assessment and scenario planning, built around how your business actually runs.
Outcome: a clear financial direction behind every major decision.
Rolling cash flow forecasts, working capital planning and liquidity management, so you always know what is coming.
Outcome: cash management that stays ahead of the business, not behind it.
Annual budgets, rolling forecasts, variance analysis and the KPI dashboards that let you catch problems early.
Outcome: stronger oversight and fewer surprises in performance.
Cost structure and margin analysis by product, client or location, plus break-even work and concrete places to cut.
Outcome: a leaner cost base and better-informed pricing.
If you want a constant financial partner and not a one-off conversation, we take on this role long term, embedded in how your business runs.
Outcome: one point of accountability for the numbers, instead of ad hoc advice.
Monthly management accounts, profit and loss analysis, balance sheet review and dashboards built for your team, not for accountants.
Outcome: numbers you can actually read and act on.
The core of a Spero fractional CFO engagement, tailored to what your business needs right now.
We start by getting into the detail: your numbers, your team, the tools you use and where the business is trying to go.
From there, we set a financial roadmap tied to your goals and agree together what the engagement should cover.
We become part of how the business runs: in leadership meetings, owning the reporting cycle and steering financial decisions.
Results get checked against targets on a regular basis, forecasts get refined, and the scope adjusts as the business does.
A first conversation about your business and where finance is currently helping or holding you back.
We review your numbers as they stand today, before proposing anything.
A closer look at cash flow, margins and reporting, to see where the real gaps sit.
We put together the financial roadmap and agree the scope of the engagement with you.
A practical sequence for rolling out reporting, forecasting and the rest of the scope.
Regular reporting and check-ins, so the engagement keeps pace with the business.
You come in with a decision you keep postponing. You leave with a grounded answer and a clear read on cash flow and profitability. The right starting point if you want fast clarity with no ongoing commitment.
Budget versus actual, profitability by product and client, cash flow and hands-on support for the decisions your business is making right now. A constant financial partner, month after month.
A complete financial model built to withstand investor questions, for founders heading into a funding round or preparing to raise capital.
The same strategic thinking a seasoned CFO brings to the table, shaped around your business rather than a generic playbook.
Reporting and analysis clear enough that every major call is made on evidence, not instinct.
Financials built to the standard investors, boards and lenders expect to see.
The scope moves with your business, expanding or narrowing as priorities change.
We work with businesses who see finance as a strategic lever for scale, resilience and long-term value creation, not just a compliance requirement.
An accountant records and reports what already happened. A fractional CFO uses those numbers to guide decisions ahead of time: pricing, hiring, cash runway, fundraising and where to invest or cut back.
Most engagements begin with a financial diagnostic, so we understand your numbers before proposing a scope of work. From there, we agree a start date that fits your reporting calendar.
Both. We work with founders building their financial foundation from day one, and with established businesses that need more rigor in their reporting and planning.
Get in touch today to discuss how we can help you.
Book a Consultationcontact@consultingspero.info